Union Bank of India — CHINAKAKANI Branch
GUNTUR, ANDHRA PRADESH | IFSC: UBIN0929603
About Union Bank of India — CHINAKAKANI Branch
Union Bank of India CHINAKAKANI branch is located in GUNTUR, GUNTUR district, ANDHRA PRADESH. The IFSC code for this branch is UBIN0929603. This code is essential for all electronic fund transfers including NEFT, RTGS, and IMPS transactions. Whether you are sending money online, setting up auto-pay mandates, or linking your bank account to UPI apps, you will need this IFSC code.
What is IFSC Code?
IFSC (Indian Financial System Code) is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to every bank branch participating in electronic funds transfer. The first four characters (UBIN) identify Union Bank of India, the fifth character is always 0 (reserved for future use), and the last six characters (929603) uniquely identify the CHINAKAKANI branch.
This code was introduced by RBI to facilitate electronic payment systems and is mandatory for NEFT, RTGS, and IMPS transactions across India.
How to Use IFSC Code UBIN0929603
NEFT Transfer
Use IFSC code UBIN0929603 to send money via NEFT (National Electronic Funds Transfer). NEFT operates in half-hourly batches 24×7 since December 2019. There is no minimum or maximum transaction limit. Funds are typically credited within 2 hours.
RTGS Transfer
For high-value transfers above ₹2 lakh, use RTGS (Real Time Gross Settlement) with this IFSC code. RTGS provides real-time settlement and operates from 7:00 AM to 6:00 PM on working days. The minimum amount is ₹2 lakh with no upper limit.
IMPS Transfer
IMPS (Immediate Payment Service) allows instant 24×7×365 money transfers using IFSC code UBIN0929603. The current transaction limit is ₹5 lakh per transaction, making it ideal for urgent payments.
UPI Payments
While UPI uses VPA (Virtual Payment Address) for transactions, the underlying bank account linked to your UPI ID is associated with this branch and its IFSC code UBIN0929603. You can find your IFSC code in your UPI app under account details.
Banking Services at CHINAKAKANI Branch
Union Bank of India CHINAKAKANI branch typically offers a comprehensive range of banking services: savings and current accounts, fixed deposits (FD), recurring deposits (RD), home loans, personal loans, vehicle loans, education loans, credit and debit cards, internet banking, mobile banking, safe deposit lockers, foreign exchange services, insurance products, and investment advisory services.
Most Union Bank of India branches operate from Monday to Saturday (except 2nd and 4th Saturday). Working hours are generally 10:00 AM to 4:00 PM, though this may vary by location.
Union Bank of India in GUNTUR, ANDHRA PRADESH
The CHINAKAKANI branch serves customers in GUNTUR and the wider GUNTUR district of ANDHRA PRADESH. As one of India's leading banks, Union Bank of India maintains a strong presence across ANDHRA PRADESH with multiple branches and ATMs to serve millions of customers.
Frequently Asked Questions
The IFSC code of Union Bank of India CHINAKAKANI branch is UBIN0929603. This code is verified against RBI records and is used for NEFT, RTGS, and IMPS transactions.
Union Bank of India CHINAKAKANI branch is located in GUNTUR, GUNTUR, ANDHRA PRADESH.
The MICR code of Union Bank of India CHINAKAKANI branch is not available. MICR codes are used for cheque processing.
You can use IFSC code UBIN0929603 for NEFT, RTGS, or IMPS transfers. Log into your net banking, select fund transfer, enter the beneficiary account number, and use UBIN0929603 as the IFSC code.
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