Disclaimer for IFSCCode.online

Effective Date: August 5, 2026

Welcome to IFSCCode.online. By accessing or using this website, you agree to the terms of this disclaimer. If you do not agree with any part of this disclaimer, you must discontinue use immediately.

1. Accuracy of IFSC / MICR / SWIFT Data

We strive to provide the most accurate and up‑to‑date IFSC codes online. Our platform automatically fetches and caches data from the Razorpay IFSC API (which mirrors the RBI database). However, banking codes can change due to branch mergers, closures, or RBI updates. Therefore, we cannot guarantee 100% real‑time accuracy for every single branch at all times.

Before initiating any financial transaction, you must verify the IFSC code (including ifsc code sbi, punjab national bank ifsc code, ifsc code bank of baroda, airtel ifsc code, or india post payment bank ifsc code) directly with your bank or the official RBI website. IFSCCode.online will not be held responsible for any failed transactions, incorrect fund transfers, or monetary losses resulting from the use of our data.

2. Not a Banking or Financial Institution

IFSCCode.online is an independent ifsc code search tool. We are not affiliated with the Reserve Bank of India, any specific bank, or any government body. The information provided here is for general informational purposes only and does not constitute financial advice.

Our financial calculators (EMI, FD, SIP, etc.) provide estimates based on the inputs you provide. They should not be relied upon for making investment or loan decisions. Always consult a qualified financial advisor before making any financial commitments.

3. Third‑Party Links & Services

Our website may contain links to external websites (e.g., bank websites, Google Maps). We do not control or endorse the content, privacy policies, or practices of any third‑party sites. Clicking on such links is at your own risk, and we recommend reviewing the respective site's terms and privacy policy before engaging with them.

4. Google Maps & Location Data

Branch location maps are provided via the Google Maps Platform. We do not guarantee the exact pin location of every branch. For precise directions, always double‑check with the bank's official address or contact the branch directly.

5. No Warranty & Limitation of Liability

This website is provided "as is" and "as available" without any representations or warranties, express or implied. IFSCCode.online disclaims all warranties, including but not limited to merchantability, fitness for a particular purpose, and non‑infringement.

In no event shall IFSCCode.online or its owners/contributors be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your use of this website or reliance on any information provided.

6. User Responsibilities

When using our platform, you agree to:

7. Changes to This Disclaimer

We may update this disclaimer from time to time. Any changes will be posted on this page with an updated "Effective Date." Your continued use of the website after changes are posted constitutes your acceptance of the revised disclaimer.

8. Contact Information

If you have questions about this disclaimer or believe any information on our site is incorrect, please contact us:

Email: support@ifsccode.online
Address: IFSCCode.online, 2nd Floor, Tech Park, Connaught Place, New Delhi – 110001, India